Financing Options

Finance Your Equipment Purchase

Manage your business assets, save your cash
and valuable credit lines – choose
LeaseProcess to finance your equipment.

Your small business can take advantage of Tax Code Section 179 and fully expense any qualified equipment finance purchase up to $500,000 this year – with depreciation expenses over this amount for the next five years.

Capital purchases that fall under section 179 include equipment finance agreements and leases with a $1.00 Buy-out or 10% guaranteed PUT (Purchase Upon Termination).

We offer over 100% financing for your equipment, including all soft costs, delivery and installation and we can usually order your equipment within one to two business days – including making any down payment required by your approved vendor.

Financing terms are 12 to 60 months – with longer terms for hard asset purchases, and flexible options such as 90 days deferred, and custom payment schedules for businesses with seasonal revenue changes.


  • Restaurants
  • Fitness Clubs and Trainers
  • Child and Daycare
  • Martial Arts
  • Salon and Beauty
  • Family Entertainment
  • Construction
  • Tanning Salons
  • Medical and Healthcare
  • Chiropractic and Physical Therapy
  • Auto Repair and Body Shops
  • Franchises
  • Retail Businesses
  • Home Businesses
  • Service and Maintenance
  • Drycleaners and Coin-Op
  • Trucking
  • Farming and Agriculture
  • Government Agencies
  • Municipalities
  • Non-Profits

Grow Your Business

We know that getting new and updated
equipment is essential to the future of your
business success.  Leasing equipment is
a valuable option for business owners
who require their equipment today
– but need the flexibility of paying lower
fixed monthly payments with future dollars.

  • You have tax benefits with lease payments – your payments may be fully deductible.
  • Leasing permits 100% financing with no down payment, so you get the equipment you need without a major cash outlay.
  • With leasing, you can arrange long, flexible terms with low monthly payments.
  • Leasing terms are usually 12 to 60 months – with fair market value buy-out options that can be capped to protect your future purchase price.
  • Leasing lets you put your equipment to use immediately to generate revenues – with minimum budgetary impact.
  • Leasing conserves valuable company working capital and preserves your bank credit lines.
  • Lease payments are fixed, not adjustable – you don’t have to worry about floating interest rates.

Consumer Equipment Leasing

There are many reasons you may prefer to lease equipment as a consumer.

LeaseProcess has made it easier to get approved for consumer leasing than personal loans and credit cards – lower credit scores, no financial statements.

Some business partners may want to lease equipment outside of the company – maybe the business credit is down or your partners don’t want to personally guarantee.

Whether you need products or equipment for home or work, we will approve your online application up to $35,000.00 without any tax returns or income documents.